For most of your career, the road ahead is clear. You’re earning, saving, investing. Retirement sits comfortably on the horizon. Then suddenly, you’re in your late 50s or early 60s — and the visibility drops. The goal is to move through it calmly with a plan that works, keeping your low beams on, your hands steady, and your eyes on what matters most: living the next chapter of life with clarity and confidence.
The sandwich generation
You’re helping your teenager study for the SAT, coordinating your mother’s next cardiology appointment and trying to...
